How To Plan a Funeral

how to plan a funeral checklist

Navigating the intricate process of planning a funeral can feel overwhelming. While it’s never easy to plan a funeral, having a checklist can make sure you don’t forget the essentials.

Pre-Planning Considerations

Pre-planning a funeral involves thoughtful considerations to ensure that the departed’s wishes are honored and that the process is manageable for loved ones. Starting by discussing end-of-life wishes with family and close friends is crucial. 

This conversation allows the individual to express their preferences for:

  • What type of service they want
  • The location where they want their service held
  • The time that the service is held 

They can also voice any specific requests they may have. It provides clarity and reduces uncertainty during an emotionally challenging time.

Next, explore the different types of funeral services available. This includes options like traditional burials, cremation, or even alternative ceremonies that align with the person’s beliefs and values. Understanding the pros and cons of each choice can help in making an informed decision that resonates with the individual’s life and legacy.

You should also set a budget for the funeral. Financial considerations play a significant role in determining the scale and type of service. Establishing a budget ensures that expenses for the casket, venue, transportation, and other associated costs are within reasonable bounds. It also helps in avoiding undue financial strain on the family.

The pre-planning phase of a funeral is critical. Addressing these considerations can help alleviate some of the emotional and logistical burdens for loved ones during a challenging time. This ensures the departed a meaningful and respectful farewell.

Of course, there are circumstances where a death is unexpected. Even in cases such as these, the following steps are still essential for providing the best funeral possible for your loved one.

Choosing a Funeral Home

It’s crucial to conduct thorough research on local options when choosing a funeral home. Begin by seeking recommendations from friends and family. If you aren’t local to the area where you’re planning the funeral, online resources can also be useful.

Reputation is paramount, so read reviews and testimonials to gauge customer satisfaction. Evaluate the funeral homes based on key factors like location, since people may be traveling for the funeral. This ensures it’s as convenient as possible for all involved parties. 

You should also consider the range of services offered, ensuring they align with your needs and preferences. This may include:

  • Funeral planning
  • Embalming and preparation
  • Cremation services
  • Viewing and visitation
  • Transportation services
  • Funeral merchandise
  • Funeral programs and stationery
  • Obituary assistance
  • Grief support services
  • Pre-planning services

Additionally, visit the facilities if possible to get a firsthand impression of the atmosphere and amenities. This helps you select a funeral home that meets your criteria.

Creating a Funeral Checklist

Creating a funeral checklist involves several steps to ensure a smooth and organized process. Begin by gathering necessary documents and information, including the deceased’s legal paperwork and prearranged funeral plans. 

Next, compile a list of essential contacts, such as the funeral director, officiant, and any relevant family members or close friends who need to be notified. Include contact details for the cemetery or crematorium, as well as any chosen pallbearers or musicians. 

This checklist is a practical guide during a challenging time, ensuring that all necessary preparations are in place.

Deciding Between Burial or Cremation

Selecting a burial or cremation option is a deeply personal decision that involves open communication with family and loved ones. It’s crucial to discuss preferences, taking into consideration religious, cultural, and personal beliefs. 

Understanding the costs and logistics associated with each option is equally important. Burial typically involves expenses like: 

  • Caskets 
  • Cemetery plots 
  • Headstones 

Cremation, on the other hand, may entail urns and memorial services. 

Additionally, logistics such as cemetery location and availability of cremation facilities should be considered. Balancing emotional and financial factors will help make an informed choice that honors the wishes and values of your departed loved one.

Plan the Service

If possible, speak to the funeral home ahead of time and explain your loved one’s situation. Although it’s somewhat uncomfortable to think about death, it takes away the stress if you already have some details figured out. 

Organizing a funeral service involves several key steps to ensure a meaningful and respectful farewell for the departed. Start by selecting a: 

  • Date 
  • Time 
  • Location 

Your choices should accommodate the availability of close family, friends, and the officiant. Consider factors like religious or cultural customs, and the preferences of the deceased if known.

Next, choose an officiant or clergy member to lead the service. This could be someone from the church the deceased attended. Alternatively, you can ask the funeral director for suggestions. 

This person can offer spiritual guidance and conduct the proceedings, providing comfort and support to attendees. It’s essential to select someone who aligns with the beliefs and values of the deceased and their family.

Plan the order of service thoughtfully. Begin with an opening statement or prayer, followed by readings, which may include: 

  • Religious texts 
  • Poems 
  • Personal reflections 

Incorporate music that holds significance for the departed or their loved ones. 

Personalizing the Funeral Service

Personalizing a funeral service is a heartfelt tribute to honor and celebrate the unique life of the departed. It involves infusing the ceremony with personal touches and meaningful elements that resonate with the individual’s: 

  • Personality 
  • Passions 
  • Experiences 

This can be achieved through customized music selections, poignant readings, or displaying cherished mementos. 

Additionally, choosing flowers, decorations, and other details that align with the deceased’s preferences adds a poignant touch. For example, selecting blooms that hold sentimental value or using specific colors that evoke fond memories can provide a comforting atmosphere for attendees. 

It’s popular to present a slideshow of the deceased to celebrate their life. While this can be a touching memorial, it can also become a burden if it’s too long. Limit slideshows and videos at the visitation—about 100 photos or a 5-minute video. If it’s too long, guests will linger, and this ultimately becomes a burden for the grieving immediate family.

It’s also common for people to want to speak at funerals, recounting stories of the deceased’s life. That’s why it’s best to ask people to speak ahead of time. This encourages them to think through and prepare their remarks while avoiding an open microphone. Instead, encourage visitors to write their messages and sign them in a guestbook. 

By personalizing the service, loved ones come together to create a deeply meaningful farewell that pays homage to the individual’s distinct journey.

Initiate the Probate Process

Not all steps in funeral planning will be focused on the funeral itself. Probate court also plays a crucial role in managing the affairs of a deceased individual. Validating the last will and testament, ensuring the deceased’s wishes are followed. This may involve appointing an executor to carry out these instructions.

Probate court manages the estate of the deceased, overseeing asset valuation, debt settlement, and taxes to ensure fairness for heirs and creditors. Navigating its complexities involves paperwork, deadlines, and legal intricacies. Johnson, Murrell & Associates offers expertise in probate laws, assistance with documentation, and representation in court if necessary, simplifying the process during a challenging time

Handling Funeral Costs and Payment

Handling funeral costs involves considering various payment options to ensure an appropriate farewell for a departed loved one. One option is to check if the deceased has a funeral insurance policy, which can cover some or all of the expenses. Pre-need plans, arranged in advance, can also alleviate financial burden. 

You may qualify for financial assistance in certain cases. For example, veterans and reservists may qualify for a free burial and headstone, along with other benefits, if they meet certain criteria. 

Other groups and agencies to consider would be:

  • Employer survivor benefits
  • Social Security
  • Medicaid
  • Supplemental Security Income (SSI) 
  • Social Security Disability Income (SSDI)
  • Victim Compensation Program

It’s crucial to discuss these options with family and loved ones to make informed decisions. Open communication helps clarify everyone’s responsibilities and preferences, ensuring a smooth process during a challenging time. By exploring payment options and having candid discussions about financial responsibilities, you can honor your loved one’s memory without undue financial strain.

Post-Funeral Considerations and Tasks

Post-funeral tasks encompass a series of responsibilities that follow a loved one’s passing—for example, handling thank-you notes and acknowledgments. This involves expressing gratitude to those who: 

  • Offered condolences 
  • Attended the funeral 
  • Provided support during a challenging time 

Thoughtful messages convey appreciation for their kindness. 

Addressing any remaining logistical details is also important. This involves finalizing legal matters. These tasks require sensitivity, organization, and clear communication to honor the departed and provide closure for those left behind.

Do you need assistance navigating the legal aspects of losing a loved one? Contact us today to schedule your consultation!

Alex Johnson

Alex Johnson

Alex Johnson is a partner at Johnson, Murrell & Associates specializing in probate law. He is a University of Tennessee College of Law graduate, and his experience includes serving on the Leadership Tomorrow Advisory Board, the Sevierville Commons Association, and the Board of Directors for the United Way of Sevier County.